Today we “fall back,” setting our clocks back an hour for the end of daylight savings time. It isn’t exactly a free hour—it’s an hour that you saved up back in March that you must now withdraw from that time bank. Wouldn’t it be great if we could collect interest on the time we save, gathering minutes as the months go by? But the only way to add to an hour is to get the most you can from each minute that you have.
How will you spend the hour that you have been saving all these months?